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Frequently asked Questions by Customers |
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I don’t have time. |
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Sir, even if you do not take insurance from us, it is still worth to assess your current financial position by discussing for ten minutes which is value for your time. |
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I don’t have money. |
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Sir, you don’t have to put in any extra expenditure but just by evaluating your present financial situations, like assets, liabilities, investment position, you can still put in some money, without pinching your pocket. |
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LIC is safe and better, private insurance may not pay claims and dues. |
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Sir, all insurance companies, including LIC & GIC, are governed by IRDA norms which is under the Min of Finance, Govt of India and most funds collected are by regulations, invested with government, so with such direct interventions of the govt, your money is guranteed safety .Also don’t forget that your products are sold by Peerless, a company dedicated to nation building with trust, dedication and integrity for the last 75 years. It has paid claims worth Rs 15,000 crs to its investors, such is the reliability of Peerless that when it ties up with any company, it is assumed that the values of Peerless must have its relevance with that company as well. |
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I already have an agent. |
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Sir, I bring with me the legacy of Peerless’s quality sales and after sales service, which is the hallmark of the company for the last 75 years. Secondly, I am not merely an agent coming to you to sale but we are trained investment advisors who will advise you on not just insurance but on all your investments and where, when and how to make it and thereby optimize your returns and security. |
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I am over insured. |
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Sir, IRDA stats shows that less than 25% of the population is actually insured and moreover, an average aged person as per well researched data should have the following amount of insurance cover to sustain the family in his absence due to death or disability, so sir, you can re look into your insurance plans, |
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| My Age |
Insurance cover that I require, as a multiple of my annual income |
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| Up to 30 years |
20 times |
| 31 to 40 years |
15 times |
| 41 to 50 years |
12 times |
| 51 to 60 years |
10 times |
| Above 60 years |
On merits |
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I don’t need Life Insurance/General Insurance. |
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Sir, in one word if you love your family, you need to buy Life Insurance, if you are concerned about your and your family’s health, buy health insurance, if you are concerned about car/assets, get yourself adequately insured against fire, accidents, perils and natural and unnatural calamities so that your monetary burden gets reduced and you have a peace of mind. |
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I want to compare with other forms of investments. |
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Click to view the comparison chart amongst various investments. |
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| “JO APNO SE KARTE HAI PYAR, O INSURANCE SE, KAISE KARE INKAR” |
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