Hello I’m Mrs. A. Das. I am a School Teacher of Primary section of a small private school. My husband has expired long 12 years back when my child was only 2.5 years of age. On repeated request of an Agent who is also a relative of mine have insisted me to do a Recurring Scheme of Peerless – FUTURE SMART MONEY BACK (T – 67) as it will give me Midterm facility ie., 80% of deposit amount will be refunded after 3 years. I have started this scheme from September 2006 and deposit Rs 1000 per month. After 3 years, I will get Rs 28800 on deposit of Rs 36000. After deposit of next 3 years, I will get good competitive return on the Total Deposit Amount ie., Rs 43200 as well as Life Insurance cover maximum upto Rs. 50,000. I can also opt for Loan after 1year to meet my exigencies. I have chosen this scheme as I have to pay a lump sum amount of my son’s Medical College Fee (Second Semister). Thus I thank Peerless as well as the Agent for thinking of offering such a scheme which will definitely shred my worries regarding my child’s education.